Monday, November 20, 2017

Ways To Handle A Commercial Roofing Insurance Claims

By Dennis Carter


The rooftop is an important feature of a building or a house and it should be taken care of in the right way. Sometimes strong winds or storms can come your way casing heavy damage on the roofing. Therefore, it is important to contact your insurer with commercial Roofing Insurance Claims to help you repair the rooftop.

Constantly doing a thorough check on the rooftop is essential. It will help you to take note of any tiny damage before they escalate to become bigger. Checking the extent of the damage after a storm in particular is essential. It is important for you to see how much repair work you will need to do.

If the roof is damaged it is wise to call your roof installation company to assess the damage before calling your insurer. Reason being, they are experts and they will give you the true picture of the extent of the damage. Plus, they will be able to advise you accordingly on what it will take to restore the roof back and at what price.

However, remember to have your evidence in hand to support your claim. The insurance company will need to verify that your claim is legit. By having photographs, records showing the time when storm occurred and any clips from the media depicting the storm can be used to support your claim. Sometimes, an insurer may choose to send a representative to confirm the allegations.

After the roofing experts have assessed the damage, the next step is to call the insurance company to notify them. Having your roofing expert with you when making this call can be of great help. They be able to advise the insurer and they are able to comprehend different terminologies used. Since the insurance company has a lot of bureaucracy, this can help reduce the time taken to approve the claim.

Once your claim has been approved you will receive a check to assist you with the repair. Do not be surprised when you get fifty or seventy five percent of the amount quoted. Your insurer will not give you the full amount till all the repair work. This is a strategy used by the insurer to ensure that they only pay for complete work and is a way to limit fraud.

Once the repair is complete, the insurer will need to verify it before giving you the rest of the money. After determining that the repairs are complete then the insurer should pay the balance. With this money you can be able to pay any money that you owe the roofing experts.

Hiring a qualified and trustworthy installer is important. The reason being, you will be assured of quality work. You do not want to be in a position where the roof starts to leak immediately after installation. A leaking rooftop is dangerous and can pose a lot of harm to your household or the building. The leakage also weakens your structure which can be expensive to repair.




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